WebEnsuing is the adjective form of the verb ensue, which comes from the Old French ensuivre, which means "following in." We usually use it to show cause and effect. Blame your … The idea of “ensuing loss” sounds so simple. It is a loss that ensues from an earlier loss. In first party property insurance contracts, the “ensuing loss” concept comes into play when the initial loss is excluded, such as in the case of mold, water damage, or when a defective design causes the loss. When another loss … See more As homeowner’s claims go, there are two causes of loss that cause a great deal of trouble. Mold and water claims are difficult to address because the damage supporting the claim … See more One of the more difficult problems in synthesizing the rules of construction when it comes to “ensuing losses” in homeowner’s claims, is that the ensuing loss language … See more A number of courts around the country have considered whether mold is covered under the typical property policy, with different results. One difficulty in analyzing case law which has addressed coverage for mold is that many … See more Courts around the country have adopted two different ways of defining an ensuing loss. One school of thought is that an ensuing loss is … See more
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WebMay 30, 2012 · On May 17, 2012, the Washington Supreme Court issued two new opinions addressing “ensuing loss” provisions (also known as “resulting loss” provisions), the “efficient proximate cause” rule, and the definition of “collapse” in the first-party property insurance context. WebOct 10, 2012 · A good example of when mold may be covered is at the time of a plumbing loss such as a burst water pipe. Because a burst water pipe is a covered loss, any mold resulting is considered an ensuing loss and may be covered. Some policies are expressly written with an "absolute" mold exclusion. soil percolation test uk
Key Considerations When Buying Builders Risk Coverage - IRMI
WebAug 16, 2024 · Ensuing loss clause exceptions are designed to provide coverage for an independent peril that ensues or arises from a covered cause of loss, even if an … WebAn ensuing loss clause is an exception to an exclusion in a first-party property policy that applies in a special type of fact pattern where the damage caused by an excluded peril … http://assets.ibc.ca/Documents/Resources/Glossary.pdf pension scheme auditor appointment